Philadelphia Auto Fraud
Serving Media, Philadelphia and Surrounding Areas
Car dealers must comply with our state consumer protection law, the Motor Vehicle Sales Finance Act, the Pennsylvania Code, the state "Lemon Law", and the Uniform Commercial Code.
Under these laws a car dealer cannot do the following:
- Sell you a used car without disclosing it has serious defects from a prior accident or was previously a rental car
- Give you unfair credit terms
- Change the credit terms after you leave the lot with your car
CAR DEALERS SCAMS INCLUDE
NOT DISCLOSING PRIOR DAMAGE
Selling a wreck rebuilt after one or more accidents
- Selling used cars as new cars
Significant prior damage must be disclosed to you before you buy your car. You can cancel the deal and receive money damages.
SPOT DELIVERY (FINANCING FRAUD)
After you purchase the car, the car dealer calls and tells you:
- Financing was not approved
- Return to the dealership to sign new financing documents
- New financing documents then increase the interest rate, length of the loan and/or the monthly payment.
This is fraud. Consumer laws protect car buyers from this fraud by dealers or finance companies.
FALSE LOAN APPLICATIONS
Watch out for the following:
- Inflated sales price with a phony down payment
- Other debts of yours are excluded
- Phony cash down payment they say is payable outside the contract or sometime after delivery.
Contact Auto Fraud Attorney, Robert P. Cocco
For a FREE CONSULTATION, please call Philadelphia debt collection abuse lawyer, Robert P. Cocco at 888-326-9732 or fill out our online contact us form. I will listen to your story & offer you my legal advice.
